We collect personal information necessary to provide you with mortgage and financial services, which may include:

• Full name, address, and contact information
• Social Insurance Number (if required for credit checks)
• Employment and income details
• Banking and financial information
• Credit history and credit reports
• Property details
• Other information you voluntarily provide

Your personal information is used strictly for the following purposes:

• To assess mortgage suitability and product eligibility
• To complete mortgage applications and submit to lenders
• To communicate with you throughout the mortgage process
• To verify your identity and conduct credit checks (with consent)
• To comply with legal and regulatory requirements
• To provide updates and relevant financial information, if subscribed

We obtain your consent before collecting, using, or disclosing your information. Consent may be express (verbal, written, electronic) or implied (by using our services). You can withdraw your consent at any time, subject to legal or contractual restrictions.

We may share your information with third parties only when necessary, such as:

• Mortgage lenders and financial institutions
• Credit bureaus and verification agencies
• Legal or regulatory bodies, as required by law
• Service providers assisting with our business operations

We do not sell or rent your personal information.

Your information is retained only as long as necessary to fulfill the purposes for which it was collected or as required by law. We use secure physical, electronic, and procedural safeguards to protect your data from unauthorized access, disclosure, or misuse.

You have the right to:

• Access your personal information
• Request corrections or updates to your data
• Withdraw consent for certain uses
• File a complaint with the Office of the Privacy Commissioner of Canada if you believe your rights have been violated

Our website may contain links to other websites. We are not responsible for the privacy practices of those third parties. We encourage you to review their privacy policies before providing personal information.